Knowledge Hub

Expert insights, market analysis, and practical financial wisdom โ€” written by our advisors to help you invest smarter.

๐Ÿ“ˆ
Equity

PMS vs Mutual Funds: Which is Right for You?

Portfolio Management Services offer personalised equity portfolios but require โ‚น50 lakh minimum. Is the premium worth it?

May 20258 min
๐Ÿ›ก๏ธ
Financial Planning

Building Your Emergency Fund: The 6-Month Rule Explained

Most Indians are financially unprepared for emergencies. Learn how to calculate and build the right emergency corpus.

April 20255 min
๐Ÿฆ
Debt

Debt Mutual Funds After Budget 2024: What Changed for You?

Indexation benefits on debt funds were removed. Here's how to restructure your fixed-income portfolio for tax efficiency.

March 20256 min
๐Ÿ›ก๏ธ
Insurance

How Much Term Insurance Do You Actually Need? A Realistic Guide

Most people either over-insure or under-insure. Use the HLV method to calculate the right sum assured for your family.

February 20257 min
๐Ÿ“Š
Equity

SIP vs Lumpsum: When Should You Choose Each?

The SIP vs lumpsum debate is not binary. Market conditions, your cash flow, and risk tolerance all play a role. Here's the framework.

January 20256 min
๐Ÿ’ฐ
Tax Planning

New vs Old Tax Regime: Which Saves You More in FY 2025-26?

With the default regime now new, many salaried individuals are unsure about which regime to opt for. Here's a structured comparison with examples.

December 20249 min
โš–๏ธ
Financial Planning

Why and How to Rebalance Your Portfolio Annually

Market movements drift your portfolio away from target allocations. Annual rebalancing ensures you stay aligned with your risk profile and goals.

November 20245 min
๐Ÿ 
Loans & Real Estate

Buy vs Rent in 2025: An Honest Financial Analysis for Mumbai

With property prices at historic highs and home loan rates elevated, is buying still the right call? A data-driven analysis for major Indian cities.

October 20248 min
๐Ÿ›๏ธ
AIF

AIF Category II Funds: Private Credit & Debt AIFs Explained

Category II AIFs offer superior risk-adjusted returns through private credit and structured debt. Who should invest and what are the risks?

September 202410 min
๐Ÿฅ
Insurance

7 Health Insurance Mistakes Indians Make (And How to Avoid Them)

From under-insuring to ignoring room rent limits, these are the most common health insurance mistakes that leave families financially exposed.

August 20247 min
๐ŸŒ
NRI

NRI Investment Guide 2025: Mutual Funds, PMS & Real Estate in India

A comprehensive guide for NRIs looking to invest in India โ€” from NRE/NRO accounts to repatriation rules and optimal investment structures.

July 202412 min
๐ŸŒ…
Retirement Planning

The โ‚น5 Crore Retirement Plan: How to Retire at 50 in India

Early retirement is achievable with disciplined planning. Here's a practical roadmap for building a retirement corpus of โ‚น5 crore by age 50.

June 202410 min